Africa does not have an insurance-product problem or a healthcare-provider problem. It has a distribution problem. MobiCova Technologies is building the rails that connect licensed insurers, HMOs and healthcare providers to the people traditional channels never reach — starting in Nigeria.
Nigeria has licensed insurers, HMOs, hospitals and pharmacies with products people would buy if buying were simple. What is missing is the last mile: channels that work on the phones people own, in the way they transact, with the trust that comes from being met where they are.
Only about 5% of Nigerians have insurance, while fewer than 22 million have health insurance. The rest pay for care out of pocket, at the moment they can least afford it.
Shared infrastructure for onboarding, support, channel access and partner integrations.
An AI-powered micro-insurance marketplace for individuals. Licensed insurers provide the cover; MobiCova is the distribution layer, never the risk carrier.
B2B health infrastructure for insurers, HMOs and employers, bringing care closer through the channels members already use.
Nigeria’s insurance reforms recognise technology partners that distribute for licensed insurers.
USSD, WhatsApp, mobile money and agent networks already reach the mass market.
Health-insurance reform is expanding the pool of members who need a practical way to access care.
Revenue comes from distribution fees on policies sold through our rails, platform fees from insurers, HMOs and employers using MobiCovaHealth, and integration fees for partners connecting through our APIs.
We do not underwrite, hold premiums or pay claims. Those responsibilities remain with licensed carriers.
Co-Founder & Director. More than 25 years building and running enterprise technology across Microsoft, Atos, WPP, Capgemini, BBC and Pfizer.
The team building the infrastructure and partnerships that make access practical at scale.
Digital Health Lead, Tech Lead, Insurer & Partnerships Lead and Product Manager.
To convert partner pilots into signed distribution agreements and paying members at scale.
Funds will support Nigeria leadership hiring, production-grade infrastructure, partnership conversion, and regulatory, legal and data-protection foundations for Nigeria and Ghana.
Request the deck ↗Information on this page is general only and is not an offer to sell, or solicitation to buy, securities. Any investment will be made only under definitive agreements and applicable law.